Hassle-free mortgage. Unbelievable rates.

Experience streamlined, personal service and incredible savings on your home loan. Get your free low-rate quote!

  • No credit check
  • No commitment
  • Takes less than 60 seconds

LOWER RATES

We track the competition and keep things simple to ensure your rate is lower

Image 1

Get your rate

Get a personalized low rate quote for your unique loan scenario.

Image 2

Have a loan estimate?

We'll review it and let you know if we can offer you something better.

Image 3

Already have a rate quote?

Provide your quote. We're happy to review it and see if we can beat it!

Buying a Home?

Get Pre-Approved First!

Find out how much home you qualify for. Shop with your mortgage pre-approval in hand to get your offer accepted. Our easy and secure online application only takes about 12 minutes.

Mobile application version

Our Home Loan Programs

Conventional Loan

A conventional mortgage benefits borrowers with good credit, stable income, and a solid down payment, seeking flexible terms.

FHA Loan

An FHA loan suits borrowers with lower credit scores, limited down payment savings, and seeking easier qualification criteria.

VA Loan

A VA loan benefits eligible veterans or active-duty military with no down payment and competitive interest rates.

Image Description

Renovation Loan

A renovation loan benefits buyers looking to purchase and renovate a fixer-upper with a single, streamlined loan.

Jumbo Loan

A jumbo loan benefits high-income borrowers seeking to finance more expensive homes that exceed conventional loan limits.

Non-QM Loan

A Non-QM loan suits self-employed or unconventional borrowers needing flexible criteria not met by traditional mortgage loan programs.

Construction Loan

A construction-perm loan benefits borrowers seeking to finance home construction and seamlessly transition to a permanent mortgage.

Image Description

Compare Loans

Explore our entire variety of available home loan programs.

Questions about your loan options? Schedule a free, no obligation Discovery Call.

Why Choose Tidy Mortgage?

With so many options for financing your home, what sets us apart from the rest?

Personal Service

We care. Experience a home financing process built entirely around doing what is right for you and your home journey.

You Save Money

Low overhead, a streamlined process, and access to 100's of wholesale lenders mean lower rates and closing costs for you.

Custom Solutions

We'll merge years of experience with hundreds of loan programs to provide just the right loan for you.

Easy Process

Exceptional client care and superior technology make your mortgage experience simple and hassle-free.

Close Quickly

Our advanced systems and attention to detail get you to closing faster. Many of our loans close in as little as 14 days.

Proven Experience

Work directly with mortgage veteran and MBA Dan Waters to finance your dream home and build long-term wealth.